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Capital SFB

Capital Premium Current Account

Features of Capital Premium Current Account

Receive Payments through our Point of Sale (POS) and Payment Gateways

RuPay Debit Card providing with access to over 700+ lounges worldwide and 20+ lounges in India, insurance cover and many other offers

24x7 hassle-free access to your funds through Internet Banking/Mobile Banking

Easy and fast remittance of funds through RTGS/NEFT/IMPS

Payable At Par cheque book for unlimited intra day transactions

Banking at your Convenience with extended support and wide range of products and services

Avail various services at Nil charges

About Capital Premium Current Account

Capital Premium Current Account is primarily for large businesses that want to take advantage of additional benefits by maintaining a higher quarterly average balance.

Eligibility

Resident Individuals

Hindu Undivided Families (HUFs)

Sole Proprietorship, Partnership and LLP Firms

Public and Private Limited Companies

Trusts, Societies, Association and Clubs

Quarterly Average Balance of ₹1,00,000 for rural areas, semi-urban or urban areas and Metros

How to apply for Capital Premium Current Account?

Visit your nearest branch: To begin the process, bring your KYC documents and passport-sized photographs to your nearest branch. You can fill out the application form at the branch to get started.

Customer Care: Call us at 1800 120 1600, one of our representatives will get in touch with you.

Email: Mail us as at lead@capitalbank.co.in with your Name, Contact Number, Address & Message. One of our representatives will get in touch with you.

Click:

Apply Now

Documents Required

Account Opening Form (AOF) duly filled

Identity & Address proof as per KYC norms

Passport Size Photograph

Copy of PAN Card

Related documents for HUF, Trust, Society etc.

Benefits of Capital Premium Current Account

  • Quick Transactions: Transactions are quicker to help your customers eliminate tedious processes and switch to a more convenient payment option without incurring any costs. This makes it easier for them to complete transactions.
  • Cash Management: Whether you need to track your income and expenses, make budgeting decisions, or plan for the future, our options can help you manage your cash effectively.
  • Tax Payments: Tax payment facility is available for both individuals and businesses to utilize. This service allows them to easily and conveniently pay their taxes online, saving them time and effort.
  • Doorstep Banking: Take advantage of various banking services that come to you, including the option to have cash or checks picked up or delivered to you.
  • Cash Withdrawals: When you pay in cash, you can get free cash withdrawals from our branches and ATMs. This service is available to you regardless of the amount of cash you want to withdraw.
  • No Folio Charges: You will not be charged for maintaining records of your account through ledger folios. This means that you can keep track of your account without having to worry about additional fees.
Other Benefits:
  • Experience state of art INTERNET BANKING & MOBILE BANKING
  • RuPay Debit Card providing with access to over 700+ lounges worldwide and 20+ lounges in India, insurance cover and many other offers.
  • Free Transfer of funds within Capital SFB accounts and through Mobile Banking/Internet Banking

Insurance Cover for Deposits

All bank deposits are covered under the insurance scheme offered by the Deposit Insurance and Credit Guarantee Corporation of India (DICGC), subject to certain limits and conditions. For more information, you can visit https://www.dicgc.org.in/ or scan the QR code.

FAQs

A Capital Premium Current Account is ideal for large businesses looking to streamline their financial operations while enjoying a range of premium services. This account offers exclusive benefits such as unlimited intra-day transactions with Payable At Par cheque books, free access to 700+ worldwide lounges via our RuPay Debit Card, and comprehensive insurance coverage. Additionally, our state-of-the-art digital banking solutions ensure that you have 24x7 hassle-free access to your funds.

The Capital Premium Current Account is available to a wide range of entities including Resident Individuals, Hindu Undivided Families (HUFs), Sole Proprietorship firms, Partnership and LLP Firms, Public and Private Limited Companies, and also Trusts, Societies, Associations, and Clubs. A key requirement is maintaining a quarterly average balance of ₹1,00,000, regardless of whether the account is in rural, semi-urban, urban areas, or metros.

To apply for a Capital Premium Current Account, visit your nearest Capital Small Finance Bank branch with your KYC documents and a passport-sized photograph. Alternatively, you can contact our customer care at 1800 120 1600, or email us at lead@capitalbank.co.in with your details. Our team will guide you through the application process, which includes filling out an Account Opening Form and providing the necessary documentation.

The Capital Premium Current Account offers several advantages including quick transactions via multiple electronic payment channels like RTGS, NEFT, and IMPS, and cash management services to help efficiently manage your financial operations. Additional perks include tax payment facilities, doorstep banking services, and free cash withdrawals. This account also eliminates folio charges, ensuring you can maintain your account without additional costs.

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