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The Unified Payments Interface is an instant payment system by the National Payments Corporation of India (NPCI). UPI allows transfer funds from one bank account to another, instantly and free of charge. Ever since its inception, UPI has made financial transactions much easier for account holders. The mobile number of the device is required to be registered with the bank. The UPI ID of the recipient can be used to transfer money. The UPI ID is a unique identification for a bank account that is used to send and receive funds from one bank to another.
Instant Zero-cost fund transfer: Instant transfer of funds is available without any extra charges.
24x7 Availability: Transactions can be made anytime and anywhere by using the BHIM mobile application.
Easy transfer of funds: Bank account number is not required to transfer funds, it can easily be transferred to any person using their mobile number.
Safety of transaction: Transactions are completely safe through BHIM UPI. To complete a transaction, the app requires a 4 or 6-digit personal identification number every time.
No need to carry cash or cards: There is no need to carry any cash or card your bank is in your smartphone, financial transactions can be made with just a click.
BHIM UPI is very easy to use. All you need is a smartphone and an active internet connection.
Once the account has been set up, BHIM UPI can be used to transfer money by using the recipient’s mobile number and entering the UPI PIN. The money will be transferred instantly.
You can transfer money using the mobile application through the following ways:
Mobile number: It allows transfer of money by using mobile number which is linked to your bank account.
QR code: Enables you to transfer money using the QR code enclosed with your VPA, Account number, IFSC, or mobile number.
VPA (Virtual Payment Address): Allows you to send or request money from a bank account using the UPI ID.
